Norte Studio
Performance · Meta + Google
I design decision systems at the intersection of Finance, Business Intelligence and Applied AI. This site features selected work, including SME Graph — a concept demo built from marketplace logic, embedded finance and commercial modeling.
Mexico City–based finance and business intelligence leader with experience across strategy, FP&A, operations, product thinking and applied AI. Work spans logistics, hospitality, infrastructure and digital products — building BI functions, forecasting systems, new business models and automation frameworks.
This concept demo explores how a recurring billing relationship can become the foundation for SME acquisition, underwriting and service delivery. It combines marketplace design, financing logic, fraud controls and seasonal demand planning into one decision model.
How to reduce SME acquisition friction when cash flow is the real constraint.
Turn recurring collections into a trust and financing layer.
Strategic modeling, embedded finance logic, operating design and product thinking.
Interactive pieces where a thesis becomes something you touch — a 3D product, a map that lights up, a navigable reconciliation. Each with its design decisions.
FlagshipYour home WiFi, now in your car — sold with a 3D product you can spin.
FlagshipA choropleth of Mexico that lights up business line by business line.

A financial planning portal a director reads in 10 seconds.
A close is not finished when the numbers are produced, but when someone can say what is wrong with them.

Network health translated into business-owner language.

A technical assessment presented as a finished product.
Three years of marketing consolidated into one board.

The academic angle: teaching modern AI by making it touchable.
Adjust the amount and term. The charge appears directly on your monthly recurring bill — the same one you already pay. Fixed 24% APR, no surprises.
Standardized packages. Validated portfolios. Audited results campaign by campaign.
Performance · Meta + Google
Branding · Visual identity
Content · Video & TikTok
SEO · Organic e-commerce
Email & CRM · Klaviyo
Strategy · Positioning
"We launched a collection and financed the whole campaign over 6 months. The charge appears next to my internet — zero friction."
"We used to pay with a corporate card at 70% CAT. Here it's 24% fixed APR, billed automatically. It changes the conversation with my accountant."
"The score built with each campaign lowered my rate for the next one. It works as a parallel credit history."
| Month | Event | Recommendation |
|---|---|---|
| Jan | January cash crunch | Retention offers · Email + remarketing |
| Feb | Valentine's Day | Gift campaigns · Themed bundles |
| May | Mother's Day | Peak #1 of the year · Reserve media inventory |
| Jul | Hot Sale | Aggressive performance · Full-funnel coverage |
| Sep | Independence Month | Local branding · Cultural storytelling |
| Nov | El Buen Fin | Peak #2 · 6-month credit recommended |
Each agency provides evidence of past campaigns: creatives, real metrics, and verifiable client references.
Reported KPIs are cross-checked with platforms (Meta, Google, TikTok). No manual entry, no inflated numbers.
Rating recalculates with each delivered campaign. Agencies with 2 consecutive defaults lose the badge.
Identify where data, finance and operations are creating friction.
Structure the economics, KPIs, incentives and trade-offs.
Dashboards, workflows, operating models or AI-enabled tools.
Make results usable for real commercial and operational decisions.
Ritual Wave Studio (Analyze · Build · Connect) is the execution layer behind this work: a boutique intelligence practice focused on turning scattered data, financial complexity and market uncertainty into decision-ready systems.
Concept demo · 5 minutes · no card required. Let's see how much financing you could activate with your current recurring bill.